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HIPAA guide

The new HIPAA Security Rule: where it stands in 2026 and what would change

HHS proposed the first major rewrite of the Security Rule in two decades in January 2025. It hasn't been finalized. Here is the status, the changes line by line, and the sensible way to prepare without betting on a date.

Where the rule stands

The Security Rule you're required to follow today was written in 2003 and lightly amended in 2013. In January 2025 HHS proposed replacing most of its implementation specifications with firmer, more prescriptive ones. The healthcare industry filed thousands of comments, many objecting to the cost. Then an administration change, a regulatory freeze and a long review cycle followed.

  1. 6 January 2025Proposed rule published in the Federal Register.
  2. 7 March 2025Comment period closes.
  3. October 2026No final rule. The 2003 rule applies in full.
  4. July 2027Target date for final action in the latest Unified Agenda. A target, not a promise.

Two things are true at once. Nothing on this page is enforceable yet. And almost everything on this page is what OCR already expects to find when it investigates you under the current rule, because "reasonable and appropriate" has drifted toward these controls for years.

What would change, in one table

Current HIPAA Security Rule compared with the January 2025 proposal
AreaCurrent rule (2003)Proposed rule (2025)
Addressable specifications22 addressable, 14 requiredAll required, with narrow written exceptions
Risk analysisRequired, no interval statedWritten, with specified contents, reviewed at least every 12 months
Asset inventory and network mapNot namedRequired, updated at least annually and after changes
EncryptionAddressableRequired at rest and in transit, limited exceptions
Multi-factor authenticationNot namedRequired, limited exceptions
PatchingNot namedCritical within 15 days, high within 30, of identification
Vulnerability scans and pen testsNot namedScans at least every 6 months, penetration test at least annually
Backups and recoveryBackup and recovery plans requiredRestore critical systems within 72 hours; backups tested monthly
Network segmentation, anti-malwareNot namedRequired
Workforce access changesTermination procedures, addressableTerminate within 1 hour; notify other regulated entities within 24 hours
Business associatesWritten contractWritten verification of each BA's safeguards every 12 months, by a subject-matter expert
Compliance auditPeriodic evaluationFormal audit at least every 12 months
Group health plansPlan documents require sponsor safeguardsPlan documents must also require sponsor's Security Rule compliance and 24-hour notice of contingency activation

None of this is law yet. All of it is what "reasonable and appropriate" already looks like to an investigator.Your engineer

Which changes would hit a small practice hardest?

Tick the ones you've already done.

What the proposed rule would still ask of you

8 of the eight to go: MFA, encryption, the asset inventory and network map, an annual risk analysis review, monthly restore tests, scanning and a pen test, written vendor verification, same-day access removal. Start with MFA and encryption, because they're also what stops the breach.

What HHS estimated it would cost

HHS's own regulatory impact analysis put first-year compliance costs across the industry at roughly $9 billion, and about $6 billion a year after that, spread over several hundred thousand regulated entities. Hospital and physician associations argued the figures were low. For a small practice the realistic additions are MFA licences, encryption you probably already own, a scanning tool, an annual test, and the time to keep the inventory and documents current. See what HIPAA costs a small practice.

Why waiting is the expensive option

  • OCR already enforces most of it. The risk analysis, access termination, encryption decisions and activity review are the findings in nearly every 2025 and 2026 settlement, under the current rule.
  • Cyber insurers already require it. MFA, EDR and tested backups are now standard application questions.
  • The controls are the same either way. A program built to the proposal needs no rework if the rule is finalized, and loses nothing if it isn't.

With AccuSights: the platform's assessment already carries the proposed requirements alongside the current ones, so you can see both gaps on one screen. The endpoint agent supplies the device inventory and encryption status the proposal would require, and your engineer closes the rest.

Quick questions

Is the new HIPAA Security Rule final?
No. HHS published the proposed rule on January 6, 2025, and the comment period closed on March 7, 2025. As of October 2026 no final rule has been published. The government's Unified Agenda lists July 2027 as the target for final action.
When would the new HIPAA Security Rule take effect?
The proposal set the compliance deadline at 180 days after the final rule's effective date, which itself would be 60 days after publication. If a final rule appeared in mid-2027, compliance would be required around early 2028. None of that is fixed until a final rule is published.
Would 'addressable' go away?
Yes. The proposal removes the distinction between required and addressable implementation specifications, making all of them required, with narrow exceptions written into specific provisions. HHS said addressable was never meant to be optional.
Does the new rule require MFA and encryption?
The proposal would require multi-factor authentication and encryption of ePHI at rest and in transit, with limited exceptions. Under the current rule both are addressable, which already means implement them unless you can document why not.
What should we do before the rule is final?
Follow the current rule, which still applies in full, and close the gaps the proposal targets: MFA, encryption, an asset inventory, tested backups, annual risk analysis and documented vendor checks. Those are also what OCR cites in settlements under the existing rule.

Sources

Rules, figures and enforcement examples on this page were checked against these in October 2026. Regulations and prices change, so confirm before you rely on them.

  1. Federal Register: HIPAA Security Rule to Strengthen the Cybersecurity of ePHI, proposed rule
  2. HHS: HIPAA Security Rule NPRM fact sheet
  3. Office of Information and Regulatory Affairs: Unified Agenda
  4. 45 CFR 164.306 (eCFR), including 164.306(d) on addressable specifications

Written by the AccuSights compliance team and updated October 2026. Figures are quoted from the sources named here and were current when checked. This page is general information, not legal advice.

Next step

Want to be ready whichever way the rule goes?

We build programs to the proposed rule now, because every line of it is what a defensible program already looks like.

The regulator has the final say. We help interpret, scope and get you ready; we do not certify.

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